Author: Mark Harrison.
Mark is the Managing Director of Breeze Capital and has over 30 years experience in bridging loans, commercial mortgages & development finance.
Breeze Capital’s Bridging Loan Calculator
At Breeze Capital, we are committed to providing innovative solutions for brokers, property investors, landlords and developers. With the launch of our bridging loan calculator, we aim to simplify the process of estimating loan costs and fees that will allow you to make an informed financial decision. This tool is perfect for anyone looking to quickly calculate the potential cost of a bridging loanwithout the hassle.
Why Use a Bridging Loan Calculator?
If you’re considering a bridging loan, you already know how critical it is to understand the cost of borrowing. Whether you’re financing a property purchase, managing cash flow, or funding development, our bridging loan calculator takes the guesswork out of the process.
Our tool calculates the monthly interest, total redemption figure (including rolled-up interest), and loan-to-value (LTV) ratio, giving you a clear view of what to expect. This is particularly useful for clients with multiple properties, developers and anyone working on tight financial deadlines.
Key Features of Our Bridging Loan Calculator
Loan Amount & Property Value Input
One of the main variables in calculating a bridging loan is the loan amount and the property’s value. Our calculator makes it easy to input these figures, with a user-friendly format that adds commas for clarity.
Interest Rate & Loan Term
The interest rate is defaulted to a competitive 1% per month, though users can adjust this if needed. The loan term is also customizable, with a default set to 12 months, allowing for flexibility based on individual needs.
Arrangement & Exit Fees
Our bridging loan calculator takes into account typical arrangement fees (2%) and exit fees (1%), which are calculated as a percentage of the loan amount. These fees are standard for most bridging loans and will appear in your final results.
Calculate Your Monthly Interest & Total Redemption
With just a few clicks, you can instantly view your monthly interest payment if you choose to service the loan monthly. If you prefer to roll up the interest, the total redemption figure—which includes all costs and fees—is also displayed clearly.
Loan-to-Value Ratio (LTV)
Understanding your LTV is critical when considering the security and affordability of your loan. Our calculator provides this percentage instantly, helping you assess your risk profile and borrowing power.
Get a Full Quote with Ease
Not only does our calculator provide instant results, but you can also receive a full quote directly to your inbox. Simply enter your name, mobile number, and email address, and we’ll send you a detailed breakdown of your loan costs. This makes it easier than ever to move forward with confidence.
How a Bridging Loan Calculator Can Help You
Whether you’re a property investor or a seasoned developer, our bridging loan calculator provides quick, reliable insights that help you decide if the project you are looking at is viable. By entering basic information about your loan, you receive an instant estimate of your costs, enabling you to:
- Compare different loan scenarios
- Understand how changes in the interest rate or loan term affect your total costs
- Assess the feasibility of your project based on LTV ratios
- Save time and avoid manual calculations
Try Breeze Capital’s Bridging Loan Calculator Today
At Breeze Capital, we’re dedicated to helping you achieve your property goals faster and more efficiently. Whether you’re new to bridging loans or an experienced investor, our bridging loan calculator provides the transparency and speed you need to make informed decisions.
Ready to calculate your bridging loan? Try it today and if you get stuck or want more advice, we are just a phone call away.
You can call us on 01244 565095
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Or click here to go to our main page: www.breezecapital.co.uk
Instructions: Please enter the loan amount, property value, interest rate, and loan term to see an estimate of your monthly payment (if you were to pay the loan interest each month), total redemption amount (if you were to 'roll the interest up' until repayment is made at the end of the loan term) and gross loan-to-value ratio.